HOme industries
Payments & FinTech

Our Footprint in Financial Services

Altimetrik’s Payments & FinTech practice is built on real-world delivery experience across complex, high-scale financial environments.

5

of the top 10 US regional banks served

7

Tier-1 banking leaders

5

Global payment leaders

8

FinTech organizations enabled with Day-0 product and go-to-market

Why Altimetrik in Payments & FinTech

We design and deliver intelligent, scalable, and regulation-ready payment platforms built for performance and growth.
Industry-Specific Implementations

Key areas to boost your success

Cloud-native instant payment processors capable of scaling from 100 TPS to 5000+ TPS

4M+ transactions per day architectures

Zero-downtime deployment in regulated environments

ISO 20022 native and MT-to-MX transformation expertise

Configuration-driven regionalization across 22+ countries

Event-driven, microservices-based payment hubs

AI-enabled fraud, risk, and compliance automation

Deliver

Where We Deliver Value

Altimetrik supports a wide range of Payments and FinTech business areas, spanning the full lifecycle of financial products and services.

Payments and Cards

Buy Now Pay Later (BNPL)

Digital Banking and Digital Onboarding

Channels and Integrators

POS Integrations

Risk & Compliance

Treasury, Assets, Investment, and Trade

Fraud, AML, KYC, and Underwriting

Certified Payments

Payments Expertise

Payments

We support multiple payment types and core processing stages across modern payment ecosystems.

  • High Value Payments
  • Low Value Payments
  • Instant Payments
  • Cross-Border Payments

Core processing areas include routing, switching, authorization, clearing, settlement, reconciliation, chargebacks, gateways, pricing, migration, transformation, and standards adoption.

Instant Payments (IP)

Instant Payments are a key disruptor in the payments landscape.

Altimetrik enables:

  • Cloud-native instant payment processing
  • ISO 20022 adoption as a canonical format
  • MT to MX transformation for migration
  • Message generation, simulation, and validation

Our approach supports multiple instant payment flows across countries using
reusable components and accelerators.

Lending & Remittance

Lending and remittance capabilities are supported as part of the Payments & FinTech domain.

Coverage includes:

  • Loan and Ledger management
  • Collections and Recovery
  • Foreign Exchange
  • Send and Receive money flows

Merchant Acquiring, Merchant Services & POS

Altimetrik enables merchant-centric payment capabilities across onboarding, servicing, and POS operations.

  • Merchant Acquiring
  • Merchant Services
  • POS
  • Onboarding and Partner Management
  • Identity and Access Management (IDM)

Risk, Fraud & Compliance

Risk and regulatory capabilities are embedded across payment and card flows.

Coverage includes:

  • Risk and Fraud Management
  • Underwriting
  • AML, KYC
  • PCI, GDPR, CCPA, FATCA
  • Audits and Investigations

End-to-End Payment Architecture

Altimetrik’s Payments & FinTech architecture spans the complete lifecycle:

  • Sales & Marketing
  • Merchant Boarding & POS Activation
  • Authorization & Transaction Processing
  • Interchange, Settlement & Reconciliation
  • Disputes, Chargebacks & Fraud
  • Customer Care & Case Management
  • Back Office Operations

This end-to-end view ensures consistency, scalability, and regulatory alignment.

Standards & Ecosystem Integration

Altimetrik enables deep ecosystem integration across banking and payments.

  • ISO 20022 (canonical format)
  • Open Banking APIs for Payments and Cards
  • Integration with regional payment networks (RTGS, SEPA, etc.)
  • Third-party payment processors
  • Global and country-specific sanctions services

Configuration-driven integration enables regionalization without heavy code changes.

Accelerators

Accelerators That Speed Up Transformation

Payment & Functional Accelerators

  • Instant Payment Accelerator
  • ISO 20022 Message Simulator

Technology & Domain Accelerators

  • Reference Microservices Templates
  • UML Flow Generator
  • Code Generation Accelerator
  • Shift-Left Automation Accelerator (Slingshot)
  • JUnit Validator

Data Accelerators

  • Ingestion Gateway
  • Accelerated ETL Framework
  • Augmented Data Quality Framework
  • Data Science as a Service
  • Databricks Configurator (Delta, Unity Catalog, Data Sharing)

Why Altimetrik

Altimetrik combines domain depth, engineering rigor, standards adoption, and proven delivery to help banks, payment providers, and fintechs modernize with confidence. Reimagine payments with intelligent, cloud-native, and AI-led engineering.

Recognitions

Major Contender in Everest Group’s 2025 BFSI IT Services Specialists PEAK Matrix assessment.
Download the Report
FAQs

frequently asked questions

Altimetrik delivers secure, scalable, and AI-powered cloud engineering solutions that modernize legacy systems, improve cloud security, and accelerate innovation. Our integrated approach combines GenAI, automation, and cloud-native practices - driving faster, smarter transformation across the enterprise.

Payments modernization refers to upgrading legacy payment systems to cloudnative, real-time, ISO 20022-compliant, and API-driven platforms.

ISO 20022 provides richer, standardized financial messaging that improves crossborder interoperability, fraud detection, and compliance monitoring.

A cloud-native payment platform uses microservices, containers, event-driven architecture, and DevOps automation to deliver scalable and resilient payment processing.

AI enables real-time anomaly detection, behavioral risk scoring, automated underwriting, and proactive fraud prevention embedded into payment flows.

The AI ecosystem orchestrator of choice

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