Regional Banking

Financial

Our Footprint in Financial Services

Altimetrik’s financial services footprint is built on real-world delivery in complex, high-scale environments.

5

of the top 10 US regional banks served

7

Tier-1 banking leaders

5

Global payment leaders

8

FinTech organizations enabled with Day-0 product and go-to-market

Capabilities

Regional Banking Domains & Capabilities

Legacy Modernization (without core replacement)

We modernize incrementally to reduce dependency drag, delivery risk, and run cost, while keeping day-to-day operations stable. This includes core adjacent modernization to reduce critical dependencies, application modernization and rationalization, platform foundations such as APIs and integration modernization with reusable services, and data modernization to reduce fragmentation and improve traceability.

Customer Onboarding & Account Opening

We remove friction in high-value journeys so customer intent turns into funded accounts and deeper relationships. Our work spans modernizing digital onboarding and account opening, embedding identity, KYC, entitlements, and journey-integrated controls, improving servicing experiences to reduce call drivers and exception queues, and enabling personalization and crosssell using stronger customer context.

Payments Modernization

We modernize payment capabilities and payment operations to improve speed, resilience, and loss controls. This includes real-time payments operationalization and readiness across process and platform, ISO 20022 adoption and message and data modernization, automation across payment operations (reconciliation, exceptions, investigations), and fraud controls plus observability embedded directly into payment flows.

Open & Embedded Finance (New-Age Banking)

We help banks launch partner-ready capabilities with governed platforms and APIs built for scale, security, and control. This includes API productization and partner onboarding, platform banking and embedded finance foundations, ecosystem-grade entitlements, monitoring, and controls-by design, and configuration-driven integration to support partner variation at speed.

Risk & Regulatory Reporting

We modernize risk and reporting to make compliance faster, more defensible, and less manual. We strengthen regulatory data readiness and reporting platforms, embed workflow controls with auditability and continuous evidence, improve transparency and defensibility for supervisory scrutiny, and reduce audit fire drills through always-on traceability.

Digital Operations

We reduce operational load by automating repeatable work, improving reliability, and embedding governance into run and change. This includes automation-first operations and exception reduction, reliability engineering (observability, SLOs, incident reduction patterns), controls-as evidence integrated into operational workflows, and run stabilization to shift spend from run-the bank to change.

Regional Banking

End-to-End Regional Banking Architecture

Altimetrik’s regional banking view spans the full lifecycle - from acquisition, onboarding, and account opening to identity, entitlements, and access control; product servicing and relationship growth; payments initiation, processing, and operations; fraud and AML/KYC loss controls; regulatory reporting and exam readiness; and customer care and back office operations with continuous improvement. This end-to-end view ensures consistency across journeys, operations, and controls so the bank can ship faster without increasing risk exposure.

Regional Banking

Proven Regional Bank Modernization

End-to-End Digital Overhaul Positions a Regional Bank for Growth

Altimetrik partnered with a prominent U.S. regional bank to execute a phased digital transformation, modernizing systems and customer experience. The program delivered 250% growth in new accounts, a 90% productivity improvement, a 30% increase in retail business, and a 65% increase in digital adoption alongside 85% growth in deposits.

Regional Banking

Modernization Through API-Driven Entitlements

Altimetrik modernized entitlement management for a U.S. bank, replacing legacy constraints with a cloud-agnostic, low-code API management approach. The modernization enabled 50-60% faster API design, achieved 30-40 ms response times to meet strict performance needs, and integrated 40-50 APIs with channel applications.

Regional Banking

Standards & Ecosystem Integration

Altimetrik enables deep ecosystem integration across regional bank platforms and services, supporting ISO 20022 adoption and message and data modernization, open/API enablement for partner ecosystems and platform banking, and integration with payment networks and processors. Our approach emphasizes configuration-driven integration for scale without heavy code changes, along with controls, traceability, and evidence patterns that align with regulatory expectations.

ISO 20022 Transforming Banking and Payments through Platform Modernization

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Altimetrik

Accelerators That Speed Up Transformation

Altimetrik provides in-house accelerators to speed banking engineering delivery.

Payment and functional accelerators

include the Instant Payment Accelerator and the ISO 20022 Message Simulator.

Technology and domain accelerators

include reference microservices templates, a UML flow generator, a code generation accelerator, a shift-left automation accelerator (Slingshot), and a
JUnit validator.

Data accelerators

include an ingestion gateway, an accelerated ETL framework, an augmented data quality framework, data science as a service, and a Databricks configurator (Delta, Unity Catalog, data sharing).

Why Altimetrik

Altimetrik combines regional-bank-relevant domain depth, engineering rigor, and standards-driven modernization to deliver outcomes that matter: reduced cost-to-serve, faster time-to-revenue, stronger regulatory resilience, and improved risk-adjusted returns without betting the bank on a rip-and-replace program.

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Recognitions

Major Contender in Everest Group’s 2025 BFSI IT Services Specialists PEAK Matrix assessment.

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Recognitions

Honorable Mention in the 2025 Gartner® Magic Quadrant™ for Custom Software Development

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