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Vikas Krishan on the Future of AI-Driven Payments

October 31, 2025
October 31, 2025
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AI-Powered Transformation in Payments

Finance Derivative features an exclusive byline by Vikas Krishan, Chief Digital Business Officer and Head of UK & EMEA at Altimetrik, exploring how AI is revolutionising legacy payment infrastructure. He explains how an AI-first, data-driven approach can simplify architecture modernisation, enhance data accessibility, and minimise migration risks—helping financial institutions scale faster while ensuring operational resilience and customer trust.

Vikas highlights that the future of payments lies in modular, intelligent systems that integrate legacy reliability with modern innovation. By adopting AI-powered frameworks, organisations can achieve greater agility, improve fraud detection, and deliver more seamless, data-rich experiences across the financial ecosystem.

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Amit singh

“Amit Singh is the Chief Strategy Officer and Chief of Staff to the CEO at Altimetrik, where he drives corporate strategy, growth acceleration, and value creation through transformation initiatives. In this dual role, he partners closely with leadership teams, investors, and the board to align business strategy with sustained, technology-driven growth.

With over two decades of experience at the intersection of technology, business, and transformation, Amit brings a unique perspective on how organizations can innovate and adapt in a rapidly evolving digital landscape. His career has been defined by building high-performing teams, scaling innovative platforms, and driving organizational change to deliver lasting impact.

Before joining Altimetrik, Amit held senior leadership roles at Visa, where he led technology strategy, engineering, and product development for Real-Time Payments and the Visa Developer Platform. Earlier, he served as Chief Product Officer at a startup and spent more than a decade at Oracle, leading product and engineering teams across a wide range of enterprise software applications.”

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