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AI Governance, Not AI Spending, Will Shape FinTech’s Future

February 12, 2026
February 12, 2026
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AI Governance Will Define FinTech’s Competitive Edge

FinTech Profile featured Vikas Krishan, Head of UK & EMEA and Chief Digital Business Officer at Altimetrik, in its article “2026 FinTech Predictions: Insights from Vikas Krishan of Altimetrik.”

In the interview, Vikas explains that 2026 will mark a decisive shift in financial services from viewing AI as a cost-cutting tool to embracing it as a strategic growth catalyst. He highlights that while banks are investing billions in AI infrastructure, true competitive advantage will come from robust governance frameworks, aligned strategy, and clear oversight.

Vikas underscores that smaller, specialised language models and multimodal AI will drive practical impact, but governance and data foundations must come first. The institutions that win, he notes, will not be those with the largest AI budgets, but those that align AI to business outcomes and embed compliance and ethics into design from the outset.

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Amit singh

“Amit Singh is the Chief Strategy Officer and Chief of Staff to the CEO at Altimetrik, where he drives corporate strategy, growth acceleration, and value creation through transformation initiatives. In this dual role, he partners closely with leadership teams, investors, and the board to align business strategy with sustained, technology-driven growth.

With over two decades of experience at the intersection of technology, business, and transformation, Amit brings a unique perspective on how organizations can innovate and adapt in a rapidly evolving digital landscape. His career has been defined by building high-performing teams, scaling innovative platforms, and driving organizational change to deliver lasting impact.

Before joining Altimetrik, Amit held senior leadership roles at Visa, where he led technology strategy, engineering, and product development for Real-Time Payments and the Visa Developer Platform. Earlier, he served as Chief Product Officer at a startup and spent more than a decade at Oracle, leading product and engineering teams across a wide range of enterprise software applications.”

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