
What the SR 2026 Delay Actually Means for Your ISO 20022 Roadmap
Swift’s SR 2026 delay changes the ISO 20022 roadmap. Learn what banks need to do now on structured addresses, compliance, data quality and migration.
As I wrap up two back-to-back Revenue Growth Management (RGM) conferences—TPG Asia Ops RGM Summit and the Pricing Strategy Asia Summit—in Singapore, the conversations with revenue and pricing leaders from across the APAC region have made one thing abundantly clear: pricing is not just a tactical lever, it is the cornerstone of business strategy.
Many brands today are caught in a destructive pricing loop:
This spiral results in a loss of both profitability and relevance. The root of this issue lies in price elasticity—a real and pressing problem in both B2B and B2C markets.
To break free from this trap, brands need to pause and answer two fundamental questions:
If the answer to either is no, it’s time to re-evaluate your pricing architecture and broader revenue growth strategy.
Consider these metrics:
In Europe, 80% of consumers are trading down, 33% are switching stores, and 25% are actively seeking promotions. These aren’t just numbers—they’re signals of shifting shopper sentiment and the need for more nuanced pricing strategies.
If your company operates at a 5% EBIT margin, a mere 1% increase in price can boost EBIT by 20%. That’s the power of pricing.
To unlock this, brands need to:
Some of the most successful pricing strategies borrow from unexpected places. The hotel industry offers a treasure trove of psychological tactics:
These principles apply well beyond hospitality—they shape buying behavior across all industries.
Informed by global conversations and real-world data, here are seven imperatives for any brand looking to grow sustainably:
Pricing is no longer just about numbers—it’s a dynamic, strategic system that drives sustainable growth. By integrating pricing into your broader RGM strategy, aligning across teams, and focusing on consumer-centric value creation, brands can break the cycle and unlock transformative profitability.

Swift’s SR 2026 delay changes the ISO 20022 roadmap. Learn what banks need to do now on structured addresses, compliance, data quality and migration.

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