Turning AI and data strategy into business outcomes for fintech and payments
Instant rails, embedded finance and AI-led compliance are rewriting what "modern" means every year. Altimetrik partners with banks, payment processors, networks and fintech innovators to build, run, modernize and accelerate the platforms behind that shift, from authorization and settlement to compliance, fraud prevention and reconciliation.
Our practitioners come from the industry. That depth shows up in every engagement, from the first discovery sprint to a production platform running millions of transactions a day.
We deliver value across the full engagement, from the rails transactions run on to the products and controls built on top of them:
Modernizing core rails
with event-driven, cloud-native payment processing and ISO 20022 migration
Launching fintech products
such as issuing, lending and embedded payment APIs at Day-0 speed
Strengthening trust
with AML, fraud detection and policy engines built into every transaction
Industrializing AI
so reconciliation, onboarding and release cycles get faster every quarter
Every capability across the Fintech & Payments value chain, engineered not advised
Coverage spans the full payments value chain, from issuing and acceptance to switching, settlement, lending, regtech and embedded finance. We do not generalize, we specialize.
How we're industrializing AI for Fintech and Payments
We redesign delivery around AI across the full engineering lifecycle, from code and test through QE, release assurance and run/ops, then apply it to the highest-value workflows in fintech and payments: reconciliation, onboarding, fraud and compliance.
Agentic AI & Automation
Agentic AI and intelligent automation continuously reconcile general ledger accounts across products, catching exceptions early and accelerating close cycles for finance operations teams.
Reconciliation · Agentic AI · Finance Ops
AI Fuzzy-Match Recon for Payments
ML-driven fuzzy matching reconciles issuer, TMC and merchant transaction data at scale, resolving settlement breaks faster and with far less manual effort than rules-based matching alone.
Settlement · ML Matching · Scale
AI-Enabled Client Onboarding
Document understanding and AI-OCR turn manual KYC document review into a guided, largely automated workflow, moving clients from application to approval faster.
Onboarding · AI-OCR · KYC
AI-Driven Fraud & AML Detection
Real-time anomaly detection paired with agentic case management flags suspicious activity across cards, account-to-account transfers and disputes, helping teams stop fraud earlier and resolve cases faster.
Fraud · AML · Case Management
Custom Policy Engine (RegTech)
An AI-driven policy engine ingests changing regulatory data and produces audited recommendations, keeping compliance teams ahead of shifting rules instead of reacting to them.
RegTech · Policy Engine · Compliance
Agentic Payment Authorization
Agents search, authorize and execute payments within defined mandates and human-in-the-loop controls, extending automation to decisions that used to require manual sign-off.
We build on the platforms your business already runs, combining Altimetrik's engineering depth with best-in-class technology partners to deliver faster, more durable outcomes.
Why Altimetrik
AI-first by design
AI embedded across the SDLC, operations and product, not bolted on.
Product mindset, engineering rigor
Outcome-led pods that have shipped 6 Day-0 products and 4 unicorn launches.
Deep fintech & payments DNA
5,500+ practitioners, 80+ payments programs delivered across BFSI.
Standards-first integrator
Native expertise across ISO 20022, PCI-DSS, PSD2/SCA and Open Banking.