Vikas Krishan on the Future of AI-Driven Payments

AI-Powered Transformation in Payments

Finance Derivative features an exclusive byline by Vikas Krishan, Chief Digital Business Officer and Head of UK & EMEA at Altimetrik, exploring how AI is revolutionising legacy payment infrastructure. He explains how an AI-first, data-driven approach can simplify architecture modernisation, enhance data accessibility, and minimise migration risks—helping financial institutions scale faster while ensuring operational resilience and customer trust.

Vikas highlights that the future of payments lies in modular, intelligent systems that integrate legacy reliability with modern innovation. By adopting AI-powered frameworks, organisations can achieve greater agility, improve fraud detection, and deliver more seamless, data-rich experiences across the financial ecosystem.

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